Document

PRIVACY POLICY of KAPD SOLUTION

Index

A. COLLECTION OF INFORMATION.

Information you provide to us
Information that we collect automatically
Information that we collect automatically

B. USE OF PERSONAL INFORMATION.

C. DISCLOSURE OR SHARING OF PERSONAL INFORMATION.

D. RETENTION.

E. COOKIES.

F. CHANGES TO THIS PRIVACY POLICY.

G. VISITORS FROM THE EUROPEAN UNION.

Legal basis for data processing.
International transfers of personal information.
Your rights

H. HOW TO CONTACT US

Note: This Kapd (Kapd.in & Kapd App) Privacy Policy applies to the collection, use and disclosure of information in connection with the products and services offered by KAPD(Kapd.in & Kapd App), a property of Kapd Solution.

We at Kapd (Kapd.in & Kapd App) ("we", "us") recognize the importance of privacy and confidentiality of personal information. Kapd is a trustable fabric trading lending marketplace. Kapd is the fully trustable platform in which we only allow verify sellers and buyers to deal with each other so that seller and buyer can get seamless buying or selling experience. We enable textile companies to buy and sell fabric efficiently through mobile apps using proposal enquiry and negotiation process. Kapd mobile application is a platform which allows the users to communicate with each other directly either through direct messaging or through the mobile application itself. ("Services"). This Privacy Policy sets out the ways in which Kapd (Kapd App) collect, use and disclose information in connection with its operation of the Platform including personal information about Platform visitors and representatives and employees of Buyers and Sellers ("you"). This Privacy Policy also applies to use of our Platform via a mobile device, either through mobile applications or mobile-optimized websites.
If you have any questions or concerns about the use of your personal information, then please contact us using the contact details provided at section H "HOW TO CONTACT US" the bottom of this Privacy Policy. All capitalized terms not defined in this document shall have the meanings ascribed to them in the Terms of Use for the Platform, which can be found.

A. COLLECTION OF INFORMATION

The personal information that we may collect about you broadly falls into the following categories:

Information you provide to us

If you are a representative or employee of any Buyer or Seller or a sole trader Buyer or Seller:

For the exploring and use the application initial you will be asked to provide certain Basic details and contact information that is necessary for registering for a Platform account on behalf of a Buyer or Seller.
For the start trading and activity of enquiry & proposal you will be asked to provide your business information that is necessary for the getting verified of a Platform and start activity including business name, GST/Tax information, Address, Address proof, Identity Proof, Bank details, Address Proof and references details.
If you are a Seller we will also ask you to provide your fabric quality details and it specifications that you intend to sell via the Platform and details about your sales/transactions on Kapd App (KAPD SOLUTION).
if you are a Buyer we will also ask you to provide quality name and it specifications that you may be interested in buying via the Platform and any details or preferences relevant to your purchases;
in connection with the facilitation of transactions, purchases and payments over the Platform, you will be asked to provide certain payment information. This might include bank account numbers, billing and delivery information, credit/debit card numbers, expiration dates and security code and tracking information from cheques or money orders to facilitate the sale and purchase as well as the settlement of purchase price of the products or services transacted on or procured through the Platform;
we will process any information provided to us in connection with disputes or to support complaints in connection with the Platform or goods and/or services purchased via the Platform. Please note, Buyers and/or Sellers may submit complaints regarding the products and services on the Platform and/or disputes between the Buyers and Sellers to the Platform and under such circumstances, we will process data provided to us by Buyers and/or Sellers that is relevant to the disputes or complaints submitted.
Information you submit to the Platform for publication may be made publicly available on the Platform and therefore accessible by any internet user. You should exercise caution when deciding what information you submit to us for publication.

Information that we collect automatically

If you contact us (such as via our pre registration form, customer services department, through the platform, telephone or email), we may record a copy of your correspondence and may ask for additional information to verify your identity.
We will collect contact details and other information of users from publicly available sources for the purposes of verifying the users and performing due diligence on the users.
We will collect details of user activities, transactions and interactions on the Platform including information relating to the types and specifications of the products and services purchased, pricing and delivery information, dispute and complaint records, communications between users and any information disclosed in any discussion forum.
If you visit our Platform, we will automatically collect certain information from your device. In some countries, including countries in the European Economic Area, this information may be considered as personal information under applicable data protection laws. Specifically this information may include IP addresses, device type, unique device identification numbers, browser type, broad geographic location (e.g. country or city-level location), browsing patterns and details of how you have interacted with our Platform and the goods and services available on it. In addition, we gather statistical information about the Platform and visitors to the Platform including, browser software, operating system, software and hardware attributes, pages viewed, number of sessions and unique visitors. Collecting this information enables us to better understand the visitors who come to our Platform, where they come from, and what content is of interest to them. We use this information for our internal analytics purposes and to improve the quality and relevance of our Platform. Some of this information may be collected using cookies and similar tracking technology, as explained further under the section E “COOKIES” below.

Information that we receive from third parties

We may receive personal information about you from social media platforms if you choose to register for a Platform account via a social media account. Exactly what information we receive will depend on your privacy settings with the applicable platform, but it would typically include basic public profile information such as:

Your user name or nickname
Your profile picture
Country
Company name
Contact details

We may receive personal information about you from third parties that are engaged by us to assist with providing verification services and conducting suitable money laundering and KYC (know-your-customer) checks on users. This may include your name, email address, company details and contact information

USE OF PERSONAL INFORMATION

We collect and use your personal information for the following purposes:

verifying your identity and conducting security, KYC (know-your-customer) and anti-money laundering diligence and background checks in order to set up user accounts;
verifying your eligibility to register as a Platform user in accordance with our Terms of Use;
setting up / administering user accounts, including providing log-in IDs and developing a Platform profile;
providing users with customer service support; responding to queries, feedback, and managing claims and/or disputes;
facilitating communication between Buyers and Sellers via the Platform, processing transactions and settlement between Buyers and Sellers made over the Platform, assessing fund withdrawal requests from Sellers;
assessing and monitoring account security and transaction risks of users of Kapd App (KAPD SOLUTION), detecting and preventing fraud, money laundering and other security incidents;
personalizing our marketing and communications with you based on your browsing records, and your order history;
performing research or statistical analysis in order to improve the content and layout of the Platform, and to improve the product offerings and services on Kapd App (KAPD SOLUTION), including, for example, using anonymized data for machine learning purposes;

We may also use your personal information for other purposes that are not incompatible with the purposes we have disclosed to you (such as archiving purposes in the public interest, scientific or historical research purposes, or statistical purposes) if and where this is permitted by applicable data protection laws.

C. DISCLOSURE OR SHARING OF PERSONAL INFORMATION

We may disclose (or provide access to) personal information to the following categories of recipients:

- Other Platform Users where necessary in connection with the facilitation of purchases and communications made between you and the other users.
- Third party business partners, service providers and/or affiliates of Kapd App (KAPD SOLUTION) engaged by us or working with us to assist us to provide services to you or who otherwise process personal information for purposes described in this Privacy Policy or notified to you when we collect your personal information. Categories of these partners or service providers include:
- our business partners (for example, in order for them to provide you with discounts or offers that may interest you); payment service providers who collect and process personal information to assist with settling the payments for transactions or process withdrawal requests for Sellers. The activities of payment service providers may be governed by their own privacy policies, not this Privacy Policy; customer service providers to provide after-sale services; risk control service providers to assess the security of users’ accounts and transaction risks; and
To our professional advisers, law enforcement agencies, insurers, government and regulatory and other organizations where we believe it is necessary to comply with applicable laws or to exercise, establish or defend our legal rights or protect your vital interests or those of any other person, we may also disclose and transfer your personal information or as otherwise required or permitted by applicable laws.
To any other person with your consent to the disclosure.

We have established relationships with third parties and websites to offer you products and services which we do not offer and such third parties and websites. We offer you access to these other parties and their websites either through the use of hyperlinks to these sites from our Platform or through offering "co-branded" sites in which both we and other parties share the same uniform resource locator (URL), domain name or pages within a domain name on the Internet. In some cases you may be required to submit personal information to register or apply for products or services provided by such third parties or co-branded partners. This Privacy Policy does not apply to these third party sites or co-branded sites. The privacy policies of those other parties may differ from ours, and we have no control over the information that you submit to those third parties. You should read the relevant privacy policy for those third party sites and co-branded sites before responding to any offers, products or services advertised by those parties.

D. RETENTION

We retain your personal information as long as we have an ongoing legitimate business need to do so. We keep some of your data even after you close your account. If you choose to close your account, your personal data will generally stop being visible to others on our Services within 24 hours. We generally remove yarn information and profiles within 24 hours of account closure and this information will no longer be visible to clients of the Services. We retain your personal data even after you have closed your account if reasonably necessary to comply with our legal obligations (including tax and accounting laws and other law enforcement requests), meet regulatory requirements, resolve disputes, maintain security, prevent fraud and abuse, enforce our License Agreements, or fulfil your request to “unsubscribe” from further messages from us. We will retain de-personalized information after your account has been closed.
Information you have shared with others (e.g., through Inbox, emails, posts etc…) will remain visible after you closed your account or deleted the information from your own profile or mailbox, and we do not control data that other Members copied out of our Services.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

E. COOKIES

This section explains how we use cookies and similar technologies (we'll refer to them collectively as "cookies") to recognize you when you visit our Platform. It explains what these technologies are and why we use them, as well as your rights to control them.

What are cookies?

- A cookie is a small amount of data that is sent to your browser and stored on your computer's or mobile device’s hard drive. If you do not de-activate or erase the cookie, each time you use the same browser or mobile device to access the Platform, our web servers will be notified of your visit to the Platform and in turn we may have knowledge of your visit and the pattern of your usage.
- Cookies set by the website or app owner (in this case, Kapd App(KAPD SOLUTION) are called "first party cookies". Cookies set by parties other than the website owner are called "third party cookies". Third party cookies enable third party features or functionality to be provided on or through the website (e.g. like interactive content and analytics). The parties that set these third party cookies can recognize your device both when it visits the website in question and also when it visits certain other websites.
- Cookies can also be categorized as session cookies (which are erased once you close the browser or shut down the device) and persistent cookies (which remain even after closing the browser or shutting down the device/application and which are activated each time you visit the Platform). The session cookies use encrypted data to authenticate you. The persistent cookies do not store account numbers or passwords. We use both session cookies and persistent cookies.

Why we use cookies?

- We use first and third party cookies for several reasons. Some cookies are required for technical and/or security reasons in order for our Platform to operate, and we refer to these as "essential" or "strictly necessary" cookies. First party cookies are mainly served to enable basic functionality on our Platform; including web analytics cookies that help us understand how users use our web pages and how we can improve their use.
- We also use cookies to enable us to track and target the interests of Platform visitors to enhance the experience on our Platform by researching visiting patterns; assisting our partners to track user visits to the Platforms; and to track progress and participation in promotions. We use first and third party cookies for these purposes.

Cookies we use

- The specific categories of first and third party cookies served through our Platform and the purposes they perform are described in the table below (please note that the specific cookies served may vary):
- Essential Cookies: These cookies are strictly necessary for enabling access and use of our Platform. They provide necessary functionality to ensure the proper performance, security and functionality of our Platform. These cookies cannot be disabled.
- Statistical Cookies: Statistical cookies including analytics cookies collect information in aggregate form to help us determine and understand how users interact with and use our Platform. We use this information to help us to improve and optimize our Platform and its security.
- Personalisation and Service Cookies: These cookies are used to remember your computer or mobile device when you visit a website. They remember your registration and login details and your settings and preferences such as language and region. They are also used to ensure you don’t have to login every time you use your browser to comment on articles and to ensure interactive services work effectively. Personalization cookies are also used to recommend content we think you'll be interested in by serving and measuring relevant advertising, based on what you've looked at before.

Use of other tracking technologies, like web beacons

Cookies are not the only way to recognise or track visitors to our Platform. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enable us to recognise when someone has visited our Platform or opened an e-mail that we have sent them. This allows us, for example, to monitor the traffic patterns of users from one page within our Platform to another, to deliver or communicate with cookies, to understand whether you have come to our Platform from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.

How can I control cookies?

- You can determine if and how a cookie will be accepted by configuring the privacy setting of the browser you are using to access the Platform or the "privacy setting" of your device. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser's help menu for more information. If you adjust the privacy setting in the browser, your device will continue collecting data unless you adjust the privacy setting of the device, and vice versa.
- You have the right to decide whether to accept or reject cookies. If you choose to set your web browser controls to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted.
- Certain features of the Platform depend on cookies. Please be aware that if you choose to block cookies, you may not be able to sign in or use those features, and preferences that are dependent on cookies may be lost.
- Google Analytics (More information) Our Platform uses Google Analytics, an internet analytics service provided by Google, Inc. ("Google"). Google's cookies allow us analyze use of the Platform by telling us which pages our users are viewing, which ones are most popular, what time of day our Platform are visited, if users have previously visited our Platform, from which website users are redirected to our Platform were and the like. The data generated by the cookie about your use of the Platform will be transmitted to Google and stored by Google on their servers.
- The Platform uses an anonymization tool of IP addresses so that the IP addresses are truncated within the territory of the Member States of the European Union and the other members of the agreement on the European Economic Area. The non-truncated IP address are only exceptionally transmitted to Google’s servers and then truncated there.
- Google uses the data on behalf of The Yarn Bazaar (theyarnbazaar.com) to evaluate your use of the Platform, to compile reports on website activity for the website operators and for other website activity and internet usage services. Google may disclose this information to third parties under the terms of the law or for further processing by third parties on behalf of Google. For more information about Google Analytics cookies, visit:
o the Google Help pages and Privacy Policy: Google Privacy Policy: https://policies.google.com/privacy; and
o the Google Analytics Help Center: https://developers.google.com/analytics/devguides/collection/
analyticsjs/cookie-usage The IP address that your browser will pass on to Google Analytics will not be associated with any other data stored by Google. Through your browser settings, you can block cookies; however, this can lead to problems with the use of some functionalities of the website.

CHANGES TO THIS PRIVACY POLICY

- We may update this Privacy Policy from time to time in response to changing legal, technical or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where this is required by applicable data protection laws.
- Any changes to this Privacy Policy will be communicated by us posting an amended Privacy Policy on the Platform. Once posted on the Platform, the new Privacy Policy will be effective immediately. You can see when this Privacy Notice was last updated by checking the “last updated” date displayed at the top of this Privacy Notice.

H. HOW TO CONTACT US

If you have any requests, questions or concerns about our use of your personal information and this Privacy Policy, please contact us at

Grievance Officer:
Om Sharma
Customer Service
5060, Lift No.A6, Shree Kuberji World,
Opp. Times Galleria,
Saroli, Surat - 395010
Phone: +91 91574 98280 / +91 91574 98279
Email: info@kapd.in
Time: Mon - Sat (10:00 AM - 08:00 PM)